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  project name ~ ERDS-Vikahar Project

category ~ Microcredit




  Project Name


ERDS-Vikahar Project



Economc Rural Development Society






Dakshin Dinajpur



West Bengal

  Budget Approved


Rs 200000


  Year Approved







  Chapter Coordinators


Naresh Buddhavaram











Economic Rural Development Society is a non-profit, secular and non-political organization dedicated to ameliorate the misery and privation of the downtrodden people. Presently it operates in West Bengal. It strives to implement the process of change for the benefit of the weaker sections of the population.

Vikahar is one of the many villages ERDS is working on. In Vikahar, they have several projects like microcredit, education etc. In the microcredit project, microloans are sanctioned to omen belonging to groups (at least 6 in each group) which present a suitable justification for the financial need. These loans are used to set up small businesses like grocery shop, tea stall etc. Once these loans are paid back, the money is given as loans to others. This makes the project a self sustainable one.





So far, many poor families at Vikahar has been economically helped. We started supporting the microcredit project in 2010. Last year, we funded Rs. 2,00,000. It was given to 40 women (Rs. 5000/-). Attached documents entitled ''''''''''''''''''''''''''''''''Micro Finance Report Jan 2011'''''''''''''''''''''''''''''''' and ''''''''''''''''''''''''''''''''Micro Finance Report March 2011'''''''''''''''''''''''''''''''' shows the progress.





To raise the status of the underprivileged, illiterate, poor and backward people by way of motivation and human resources development, thus building a self-reliant society through efficient and effective utilization of local resources. It has different projects in the areas like micro credit, education. Blacksburg chapter has agreed to fund its micro credit project at Vikahar, Dakshin Dinajpur, West Bengal.



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